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Vendor Types Premiums are most often used to classify Vendor Classes by functionality. In Accounts Payable, all Vendors are auto-assigned a Vendor Type of "Vendor", In Fisherman Accounting, accounts can be assigned a Vendor Type of either Fisherman, Tender, Fisherman & Tender, or Loanto represent things that increases the price you pay fishermen for their fish but they can also be configured to reduce the amount you pay. Premiums can be configured to be manually added or automated based on business rules.